INSIGHTS

Case study: Getting Capital Without Selling What Matters

At Rampart Capital, we help investors get access to capital—without forcing them to give up the assets that matter most.

In early 2025, a long-time finance professional—let’s call him Alex—came to us with a challenge. He held a large stake in a private company. It was worth a lot, but it couldn’t be sold easily. He didn’t want to sell it anyway. His goal was simple: get some cash to pay off another business loan and make a new investment, all through his family trust. But he didn’t want to trigger taxes or disrupt his long-term plans.

The Problem: Wealth on Paper, But Not in the Bank

Alex had built a strong portfolio, but much of it was tied up in unlisted shares. These kinds of holdings don’t trade on public markets, so banks often don’t know how to value them—or how to lend against them.

He needed:

  • Access to capital, fast
  • A loan that didn’t lock him into rigid terms
  • A partner who understood both the value of private assets and the way family trusts work


Our Approach: Keep It Simple, Keep It Smart

We arranged a $2.2 million loan for Alex. It was backed by his stake in a global private company and kept the loan-to-value ratio below 50%. He prepaid the interest, so he didn’t have to worry about monthly payments or cash flow during the term.

That freed him up to refinance a commercial loan and make a smart new investment—without selling anything or triggering tax bills.

Why It Worked

This deal showed what we do best:

  • We understand complex assets. Private company shares can be valuable, even if they don’t trade on a stock exchange. We know how to lend against them.
  • We move quickly and quietly. No delays. No noise. Just results.
  • We stay aligned with our clients. Alex didn’t want to sell. He didn’t have to. He wanted flexibility. He got it.


What Rampart does

Rampart helps people who are asset-rich but need liquidity. That includes founders, executives, and private investors. Whether your wealth is in private shares, property, or other assets, we find ways to unlock its value without forcing a sale.

If you're looking for a smarter way to access capital, we’d love to hear from you.